The Children’s Mutual is a shrewd marketer. Their letter and voucher have the clean interface of those type of documents from public services which profusely include multirracial pictures. ,The Children’s Mutual’s letter reads read like a letter from public services: “Baby Bond is a ’stakeholder’ CTF account - the Government’s preferred way of growing your child’s saving.“. Impeccable syntax for an imperceptible association of names and concepts.

The Children’s Mutual is a trading name of the Turnbridge Wells Equitable Group, registered in England. If The Children’s Mutual didn’t buy our data, how did they get it and how do they get away with using it?

Mailings from Capital One is staple junk mail in many households already. I actually opened the last envelope just to see if they can keep up amazing me. I have to admit they do: their letter was headed by big bold capital letters in red: CONFIRMATION PRE-SELECTED TO APPLY [for a Capital One Visa card], along with a ‘Customer’ Reference No., a tick on a box entitled: checked by: FM and a fake paper card with a Siberian tiger design… y copyrighted by Corbis. The credit a rate is 39.9% APR, variable. Wow. Capital One is a mark of Capital one Bank (Europe) plc, registered in England.

VISIT BY DEBT INVESTIGATION OFFICER

Dear Mr. A**** B*****

We regret to note your account with British Gas Trading for £1XX.XX remains outstanding.

You were informed in our last correspondence of impending court action. As a consequence of your failure to contact us and agree a resolution to this long outstanding matter, we must advise you that we are left with no option other than to proceed with a Personal Visitation by a Debt Investigation Officer to your home address, in order to discuss and agree repayment of the debt.

If your address details are incorrect, or if there is a particular time you wish the Officer to call we would ask you to contact us immediately on 0871 700 1841.

Yours faithfully,

For and on behalf of
Buchanan Clark & Wells

Registered Office: 24 George Square, Glasgow, G2 1EG, buchanan clark + wells is a trading name of BCW Group plc, email general@bcwgroup.com, Reg. no SC223606 Registered in Scotland

If you receive a letter like this one, check your bills and invoices and contact your Trading Standards office immediately before taking any action.

Injury risk: vulnerable body areas

The safety cell for passengers passed intact through the tests.

Peugeot 307’s driver’s door opened normally after the frontal impact and the footwell retained its shape. The driver’s chest hit the steering wheel and the passenger’s head struck the facia during the impact. The results for the side impact test were very good, however. The passenger’s frontal airbag can be de-activated via a switch so that a rear-facing child restraint can be installed on the front passenger’s seat. A second key should be used to deactivate the airbag while the engine is running. Even so, the warning given on the instrument panel remained correct.

Front impact
The body proved very strong after the impact and showed no distortion of its screen pillars. The footwell remained virtually undisturbed, too. However, structures behind the fascia increased the risks for the driver. The centre rear seat was fitted with a three-point belt that provides superior protection to that of a lap belt. The front belts had reel-mounted pre-tensioners and were load limited, reducing the risk of injury for occupants.

Side impact
All-round protection was provided, including a head curtain airbag. Full marks were achieved, which is impressive for a car of this size.

Child occupant
The children’s heads were protected in the frontal impact but exposed in the side impact. The passenger airbag could be turned off using a key-operated switch.

Peugeot-branded Kiddy Reboard restraints were chosen for testing, facing forwards for the older child and rearwards for the younger. Each used ISOFIX mountings. A pictogram and text label on the end of the fascia and on the stowed passenger’s sun visor mentioned the switch, but neither warned that injury or death could result from using a rear-facing restraint opposite a ‘live’ airbag.

Pedestrian
The Peugeot 307 provided reasonable protection where an adult’s or child’s head might strike, but the bumper and the leading edge of the bonnet were uncompromising.

			Front: 12 Side: 16	Pole: 2
			Pre 2002 rating

]]> http://www.mintme.com/safety-of-the-peugeot-307/feed http://www.mintme.com/increase-of-nights-in-spanish-hotels-in-april-2009 http://www.mintme.com/increase-of-nights-in-spanish-hotels-in-april-2009#comments Fri, 22 May 2009 22:51:10 +0000 http://www.mintme.com/?p=37 Spanish hotels recorded 19.7 nights in April 2009, a 2.0% increase as compared with the same month in 2008. This increase was partially due to the Easter Week, whose positive seasonality compared favorably with 2008.
The Hotel Price Index (HPI) registered a decrease of 3.9% in the month of April, 3.4 points lower than that recorded the same month of 2008.

The ratio of occupancy was of 48.1% of the available bedplaces, 1.2 points less than the same month the previous year.

Canarias is the preferred destination for foreign guests. Nights in Canarias were 28.7% of the national total and decreased 8.0% as compared with April 2008. The following destinations were Illes Balears (with a positive interannual rate of 9.4%) and Cataluña (with an increase of 2.9%).

1. 1p flights are never 1p
2. The check-in charge
3. The baggage charge
4. The sneaky weight limit
5. Queues glorious queues
6. The additional baggage charge
7. The website is rubbish. On purpose.
8. Premium rate internet helpline
9. You can only fly cheap mid week
10. You have to travel at obscene hours.
11. The destination airports are in the middle of nowhere.
12. A bottle of water on board costs £3
13. Sweaty, plasticky seats
14. The in-flight musak
15. The fanfare
16. You can’t book a seat
17. No refunds, ever
18. Poor compensation
19. You are always being flogged stuff
20. Michael O’Leary himself

This is my list of things that I do not like about Rynair:
1. The PR employees of Ryanair
2. The subsidies that local authorities pay to Ryanair
3. The former Ryanair customers who bought houses in Europe that they now cannot visit because Ryanair cancelled the route to their local airport
4. Having to explain to friends and family how to checkout on Ryanair’s site
5. Having to explain to friends and family why did you ever fly Ryanair in the first place
6. Having to explain to friends and family that you did pay more that one hundred and fifty pounds for your return flight